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Portuguese Mortgages

Arranging a Portuguese Mortgage from the UK or Abroad

If you are thinking of buying property in Portugal or building or renovating a house in Portugal, we can help. Fixed and variable interest rate Portuguese euro mortgage are both available, with staged drawdown of funds an additional option, if you are building or refurbishing your home.

You will need a local euro bank account to make your monthly Portuguese mortgage repayments and we can help you open this.  Portuguese mortgage banks offer full internet banking in English, so you can keep control over your finances, pay bills, transfer money to Portugal and schedule payments, wherever you are in the world.

If you are transferring funds to Portugal and require foreign exchange services, we can introduce you to UK regulated currency specialists offering best buy foreign exchange rates and low or nil cost transfers.

Portuguese mortgages generally take around two or more months to finalise, but initial approval can usually be given in under a week.

Our “no offer, no fee” policy means you can use our Portuguese mortgage broker service to find out how much you can borrow before you have found your dream home, so you can bid with confidence.

Contact Offshoreonline today to discuss Portuguese mortgage options.


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Your home may be repossessed if you do not keep up repayments on your mortgage.

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