French Mortgages

Arranging a best buy French Mortgage

We offer a French mortgage broker service covering a comprehensive range of best buy French mortgages denominated in euros for anyone based in the UK or abroad.

Working with a range of local euro lenders in France, we will source a best buy French mortgage for your new French home. The service is conducted in English and you will have your own French mortgage account manager to monitor the progress of your loan application.

French mortgage brokers need to be able to negotiate with lenders in France and to understand the specific underwriting requirements these lenders have. French mortgages are often very different from those available in the UK and may be linked to central banking reference interest rates, such as Euribor, or they may offer fixed or capped in interest rates. As an experienced French mortgage broker, we can explain the implications of these different mortgage types to enable you to arrive at the right mortgage choice.

French mortgages offer prospective homeowners a wide choice of interest rate structures, including long and short term fixed rates, capped rates, interest only and variable interest rate options.

Given the complexity of French mortgages, we strongly recommend that clients secure provisional agreement on funding before signing any Compromis de Vente (purchase contract). The Compromis should also be written to allow for return of the deposit, in case a lender will not advance funds for any reason.

Our “no offer, no fee” policy means you can use our French mortgage broker expertise to find out how much you can borrow, so you can bid with confidence, your deposit is protected and you will not be exposed to fees until you know your purchase is going ahead.

You will also need a local euro current account and we can help you open this too as part of our service.

If you are transferring funds to your euro account from another currency, please ask about our foreign exchange partners. Best buy foreign exchange deals are available via UK regulated currency specialists.

For more information, please enquire today with our specialist French Mortgage team, or to make a general enquiry, please use our contact form.

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