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Buying a house in France: how to get a French euro mortgage if you live in the UK, EU or USA

Buying a house in France: how to get a French Euro Mortgage if you live in the UK, EU or USA


Lending criteria in France are far more complex and restrictive than in the UK and the whole process can take quite a lot longer than most people expect.

Here at Offshoreonline, we offer a French mortgage broker service covering a comprehensive range of French mortgages denominated in euros for anyone based in the UK, EU or USA, if you want to buy property in France and anticipate a euro mortgage of at least €250,000 euros (€350,000 if buying via company).

As a French mortgage expert, we will source a mortgage for your new French home from a local banks in France. The service is conducted in English and you will have your own French mortgage account manager to monitor the progress of your loan application.

If you are buying a house in France, as your French mortgage broker, we will negotiate with lenders in France and explain their specific underwriting requirements. French mortgages offer different features from those available in the UK and are usually linked to central banking reference interest rates, such as Euribor.

French mortgages offer prospective homeowners a wide choice of interest rate structures, including long and short term fixed rates, capped rates, interest only and variable interest rate options.

As an experienced French mortgage broker, we can explain the implications of these different mortgage types to enable you to arrive at the right mortgage choice.

Our “no offer, no fee” policy means you can use our French mortgage broker expertise to find out how much you can borrow, so you can bid with confidence, your deposit is protected and you will not be exposed to fees until you know your purchase is going ahead.

You will also need a local euro current account and we can help you open this too as part of our service.

Apply for a euro mortgage now

For more information on buying a house in France with a French euro mortgage, please enquire today with our specialist team regarding getting a mortgage in France, using the buttons below:


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Your home may be repossessed if you do not keep up repayments on your mortgage.

Life cover may be required to effect a mortgage.

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