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UK buy to Let house prices and expat mortgage rates: What’s next in 2026?
For British expats weighing up UK property investment, 2026 has been a year of mixed signals and understanding how the market is changing and why it is key to securing the right expat buy to let mortgage at the right time. Where buy to let rates stand now After a period of steady declines in…
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Expat Buy to Let in 2026: Renters’ Rights Bill & Expat Mortgages Guide
Expat Buy to Let in 2026: Renters’ Rights Bill & Expat Mortgages Guide What the Renters’ Rights Bill means for expat buy to let landlords in 2026 The Renters’ Rights Bill, introduced on 1 May 2026, represents one of the most significant changes to the UK rental market in decades. For those involved in expat…
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Ground rents to be capped at £250 a year, as rules changed to favour of leasehold owners.
Ground rents paid by leaseholders are to be capped at £250 a year under new legislation being introduced in England and Wales, which is expected to become law in just over two years. Ground rent has historically been a key part of the leasehold system in England and Wales, but does not apply in Scotland…
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Record price jump: UK Housing market update January 2026
Record price jump: UK Housing market update January 2026 (Edited, source: Rightmove, January 2026) Key takeaways: – The UK housing market has made a positive start to 2026, with a record January price jump and strong buyer demand – The average new seller asking price is £368,031 – that’s 2.8% higher than in December and…
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UK housing market: Poised for a new wave of activity in 2026
UK Housing Market Forecast 2026 Key Takeaways: UK Housing Market in 2026 Base rate cut to 3.75% (December 2025) signals easing financial conditions Expat and buy-to-let mortgage rates now from 4.65%, among the lowest in years Buyer confidence improving as price growth stabilises Spring 2026 expected to see increased transactions Government policy remains neutral and…
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Expat mortgages: How to borrow against a UK property while living abroad
What is the best way to borrow money against a UK house if you live abroad? If you’re an expat living overseas and own a property in the UK, you may be sitting on a valuable asset, equity in your home. With UK property prices continuing to rise, many UK expats are exploring how to…
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Foreign buyers snap up over 250,000 homes in Spain in two years
In the last two years, according to the Notariado Español, the association of Spanish notaries, overseas buyers have bought over 250,000 homes in Spain In the last two years, according to the Notariado Español, the association of Spanish notaries, overseas buyers have bought over 250,000 homes in Spain, usually with the help of an expat…
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Renting in London: three reasons why expat buy to let landlords are winning
Even though UK base rate has begun to fall and so therefore have buy to let mortgage costs, rental costs grew on average by 17% in 2022 and by 5.7% in the year to June 2024, according to Zoopla, a property portal. These figures are well above average UK Consumer Price Index inflation, which for…
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UK rents show steep rise outside of London
Key insights for expat mortgage seekers Rents advertised for tenants outside London have hit a new record average of over £1,300 per month, according to data from property portal Rightmove. This represents a 7% increase compared to last year, far outstripping the current inflation rate of 2%, resulting in significant real income growth for landlords.…
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UK property market update – A pause before the election?
The average price of UK properties newly listed for sale has hit a record high of £375,131 in May, a 0.8% increase (+£2,807), according to Rightmove, a property portal. This rise reflects the typical spring selling season’s momentum, but the UK’s broader economic fragility makes the market highly price sensitive. However, average asking prices are …
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Maintaining your UK Mortgage as an Expat – 2024
What to do when your fixed rate expires If you’ve embarked on the exciting journey of living and working abroad, it’s essential to stay on top of your financial commitments back home, especially your UK mortgage. One common challenge faced by expats is the expiry of fixed or discounted mortgage rates without much prior notice.…
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Falling UK expat mortgage rates and record numbers of sellers boost housing market
Expats are currently presented with attractive borrowing opportunities in the UK, in the first quarter of 2024 Expat mortgage rates have experienced a notable decline over the last three months, sparking renewed optimism among prospective buyers, according to online expat mortgage brokers Offshoreonline. With expectations of a UK base rate cut later in the year…
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Rightmove reports record number of sellers come to market on Boxing Day
Even before the new year began, some home-sellers started to get their 2024 moving, Rightmove, the property portal is reporting. Just one day after Christmas, on Boxing Day, Rightmove saw a record number of homes listed for sale. More than 10,000 new properties came to market, which is the biggest number of new sellers in…
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Average UK rent rises outstripped inflation by more than a third during past year, according to The DPS Rental Index
Latest data from The Deposit Protection Service (The DPS) have revealed that average UK rents increased by more than a third (36.2%) than the rate of inflation during the past year. Commenting on the news, Guy Stephenson a director of online expat mortgage brokers Offshoreonline said, “ For the expat investor in UK buy to let…
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Zoopla reports number of UK homes for sale at a six-year high, best buyers’ market for years
Zoopla, the online property portal, has reported UK houses are selling for as much as £25,000 under asking amid the “best” buyers’ market for years as November draws to a close. The number of homes being put up for sale is at a six-year high, while sellers are accepting an average discount of £18,000 to…
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Better expat mortgage rates lift property enquiries but poses fixed or variable rate expat mortgage question
Offshoreonline, a leading online mortgage advisor for expatriates, has observed a significant upswing in expat mortgage enquiries, attributing this to the Bank of England’s decision to hold the UK Base Rate steady in November. At the same time, a straw poll of estate agents conducted by the expat online mortgage broker revealed a steep rise…
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Where next for UK expat mortgage rates?
The Bank of England has announced that the UK Base rate will remain unchanged at 5.25% for the second time in November. This decision aligns with the recent policies of the Federal Reserve and the European Central Bank, both of which have also maintained their rates this month. With such consistency in the market, there…
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Falling UK house prices and steeply rising rental yields spurs expat buy to let enquiries, reports broker
The August report on UK property market activity published by the Royal Institute of Chartered Surveyors (RICS) is suggesting continuing weaker UK house sales data, as high mortgage rates deter buyers, whilst at the same time, rental prices surge, as tenants enter bidding wars for the few properties available to let. In other data published…
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Great time for US dollar earners and US residents to invest in European real estate
The current market conditions present a golden opportunity for US dollar earners and US residents to consider purchasing properties in Europe, thinks online mortgage broker Offshoreonline. With the US dollar now 10% stronger against the Euro compared to two years ago, prospective buyers can enjoy an effective 10% reduction in property prices. Furthermore, as Europe…
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Good news for expat UK house buyers, as expat mortgage rates start to ease
The successive and rapid series of UK Base Rate rises implemented by the Bank of England are starting to take effect on the UK economy, cooling the labour market and easing inflationary pressures, according to the Bank of England’s chief economist, Huw Pill, commenting after the last UK Base Rate rise to 5.25% on 3…