For British expats weighing up UK property investment, 2026 has been a year of mixed signals and understanding how the market is changing and why it is key to securing the right expat buy to let mortgage at the right time. Where buy to let rates stand now After a period of steady declines in…
Expat Buy to Let in 2026: Renters’ Rights Bill & Expat Mortgages Guide What the Renters’ Rights Bill means for expat buy to let landlords in 2026 The Renters’ Rights Bill, introduced on 1 May 2026, represents one of the most significant changes to the UK rental market in decades. For those involved in expat…
Ground rents paid by leaseholders are to be capped at £250 a year under new legislation being introduced in England and Wales, which is expected to become law in just over two years. Ground rent has historically been a key part of the leasehold system in England and Wales, but does not apply in Scotland…
Record price jump: UK Housing market update January 2026 (Edited, source: Rightmove, January 2026) Key takeaways: – The UK housing market has made a positive start to 2026, with a record January price jump and strong buyer demand – The average new seller asking price is £368,031 – that’s 2.8% higher than in December and…
UK Housing Market Forecast 2026 Key Takeaways: UK Housing Market in 2026 Base rate cut to 3.75% (December 2025) signals easing financial conditions Expat and buy-to-let mortgage rates now from 4.65%, among the lowest in years Buyer confidence improving as price growth stabilises Spring 2026 expected to see increased transactions Government policy remains neutral and…
What is the best way to borrow money against a UK house if you live abroad? If you’re an expat living overseas and own a property in the UK, you may be sitting on a valuable asset, equity in your home. With UK property prices continuing to rise, many UK expats are exploring how to…
In the last two years, according to the Notariado Español, the association of Spanish notaries, overseas buyers have bought over 250,000 homes in Spain In the last two years, according to the Notariado Español, the association of Spanish notaries, overseas buyers have bought over 250,000 homes in Spain, usually with the help of an expat…
Even though UK base rate has begun to fall and so therefore have buy to let mortgage costs, rental costs grew on average by 17% in 2022 and by 5.7% in the year to June 2024, according to Zoopla, a property portal. These figures are well above average UK Consumer Price Index inflation, which for…
Key insights for expat mortgage seekers Rents advertised for tenants outside London have hit a new record average of over £1,300 per month, according to data from property portal Rightmove. This represents a 7% increase compared to last year, far outstripping the current inflation rate of 2%, resulting in significant real income growth for landlords.…
The average price of UK properties newly listed for sale has hit a record high of £375,131 in May, a 0.8% increase (+£2,807), according to Rightmove, a property portal. This rise reflects the typical spring selling season’s momentum, but the UK’s broader economic fragility makes the market highly price sensitive. However, average asking prices are …
