Offshoreonline.ORG is the website of H R Independent Financial Services Ltd., an appointed representative of Financial Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority do not regulate some forms of mortgage or offshore investment. Financial is entered on the FSA register ( www.fsa.gov.uk/register/ ) under reference 192060. Decisions should not be taken solely on the content of the website and individual advice should be sought first. The advice and / or guidance contained within this site is targeted at UK consumers and expatriates except for those in Hong Kong.