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Offshoreonline.ORG is the website of H R Independent Financial Services Ltd., an appointed representative of Financial Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority do not regulate buy to let mortgages, foreign mortgages and some forms of offshore investment. HR Independent Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 192060. The advice and / or guidance contained within this site is targeted at UK consumers and expatriates except for those in Hong Kong. Decisions should not be taken based solely on the content of thie website and individual advice should be sought first.